Bad Credit Can Double Auto Insurance

If you think your zip code can sabotage your auto insurance rates, you should see what happens if you let your credit slip. Drivers with poor credit pay twice as much -- 91 percent more on average -- than those with excellent credit scores, according to InsuranceQuotes.com. Those with average credit pay 24 percent more. [...]

By | 2017-06-12T01:36:48+00:00 June 2nd, 2017|Auto Insurance, Blog|15,031 Comments

5 Car Insurance Tips

How much you pay for auto insurance depends o­n several factors, including your age and marital status, where you live, and what you drive. You can't do anything about your age, and few people will move just to lower their insurance premium. You can, however, choose a vehicle that costs less to insure. In this [...]

By | 2017-06-12T01:35:19+00:00 May 30th, 2017|Auto Insurance, Blog|0 Comments

Are You Covered in A Disaster?

Are you shopping around for home insurance? Make sure you understand the difference between replacement cost and actual cash value coverage - or it could cost you. When it comes to paying for damage to the possessions in your home, you basically have two home insurance choices: a policy based on either replacement cost coverage [...]

By | 2017-06-12T01:35:48+00:00 May 28th, 2017|Blog, Homeowners|13,332 Comments

Scam Tom Hanks – Pay the fiddler..

A Southern California insurance broker who overcharged Tom Hanks and his wife, Rita Wilson, hundreds of thousands of dollars has been sentenced to more than two years in federal prison. City News Service says Jerry Goldman received a 27-month sentence Monday. He also was ordered to pay about $840,000 in restitution. Prosecutors claimed that [...]

By | 2017-06-12T01:35:29+00:00 April 6th, 2017|Blog, Insurance scam|15,023 Comments

Covered Ca Seeing Fewer Problems Than Healthcare.gov

The four weeks since Affordable Care Act health exchanges opened their virtual doors have been marked by significant setbacks—chief among them, the myriad technological problems that all but crippled Healthcare.gov in the days after its October 1 launch. From last minute decisions that may have caused the federal site to collapse to a month-long delay that [...]

By | 2017-06-12T01:36:26+00:00 March 28th, 2017|Blog, Covered CA, Obamacare|12,882 Comments

Will Obamacare Unleash Waves Of Startups?

Some experts believe access to better health insurance rates will lead to more entrepreneurs. Supporters of Obamacare have long claimed it could lead to a mass wave of startup businesses. No longer hinged to their jobs due to needing employer-sponsored health insurance—thanks to the new public health insurance exchanges and insurers’ inability to deny them [...]

By | 2013-11-02T01:01:54+00:00 October 28th, 2013|Blog, Obamacare|0 Comments

Risk managers strive to teach actuaries about workers comp claims management

DANA POINT, Calif. — Risk managers can influence the actuarial reports that affect their company's bottom line by educating their actuaries and implementing favorable claims management practices, risk managers said. Kurt E. Leisure, vice president of risk services/assets protection for The Cheesecake Factory Inc., said his actuarial report, shared with the company's chief financial officer, [...]

By | 2013-11-02T01:19:11+00:00 October 24th, 2013|Blog, Workers Comp|13,521 Comments

CA Const. Firm Owner, Family Sentenced for WC Fraud

The owner of a Northern California construction company and his family members in were convicted of committing workers’ compensation insurance premium fraud. Jeffrey Thranow, 59, owner of Costa Bella Builders was convicted of committing workers’ compensation insurance premium fraud for his part in failing to report employees to his insurance carrier or to the Employment [...]

By | 2013-11-02T01:31:07+00:00 October 23rd, 2013|Blog, Workers Comp|14,375 Comments

Calif. limits workers comp claims by out-of-state professional athletes

California Gov. Jerry Brown has signed a bill into law that will limit workers compensation claims in California filed by out-of-state professional athletes. A.B. 1309, signed by Gov. Brown on Tuesday, was passed 66-3 by the California Assembly and 34-2 by the state Senate early last month, according to the California Legislature website. The law [...]

By | 2013-11-02T00:43:11+00:00 October 23rd, 2013|Blog, Workers Comp|0 Comments

California rating bureau may recommend 8.6% workers comp rate increase

California's Workers' Compensation Insurance Rating Bureau is expected to propose an 8.6% pure premium rate increase effective Jan. 1, 2014, subject to the approval of its governing committee, which meets on Wednesday. Last month, the San Francisco-based rating bureau announced it was proposing that the California Department of Insurance raise the rates about 6.8% over [...]

By | 2017-06-05T03:15:37+00:00 October 23rd, 2013|Blog, Workers Comp|0 Comments